Flexible Financing With Mezzanine Debt

By: Unknown on 09:12

 Flexible Financing With Mezzanine Debt

Mezzanine debt offers several benefits including a greater amount of funding, longer terms, back-ended payments, and the ability to retain control over the company. However, a clear advantage of mezzanine debt is the flexibility it offers borrowers. Mezzanine can be customized to the specific capital need you may have. This flexibility makes it a creative financing option for small and mid-market companies that have moved beyond the start-up status but do not yet have the capacity to finance big growth moves themselves or via traditional lending arrangements.

Mezzanine debt allows for greater flexibility through its highly flexible structures. Opting for mezzanine debt offers a mid-market company with customized solutions to structure coupon, amortization and covenants that accommodate the specific cash flow requirements of the business. It is best used when there is a follow on need for additional capital, when subsequent acquisitions are part of the future growth plan.

Greater flexibility through mezzanine debt structures

In most mezzanine deals, the specific objectives of the company and the existing capital structure in place determine the kind of structure to be used. While the basic forms used in most mezzanine financings are subordinated notes and additional return upside for the lender, a mezzanine deal is typically made up of any one or a combination of the following:

Cash interest: This involves a periodic payment of cash based on a percentage of the outstanding balance of the mezzanine financing. Such an interest rate is usually fixed throughout the term of the loan,

Upfront Fees: This involves payment of a closing fee to the mezzanine debt lender. This is usually in the 1% to 2% range on the amount of the loan.

Additional Return Upside: Some but not all mezzanine deals involve a small return kicker called a warrant. This allows the lender to receive a small additional return based on the future performance of the company. This is in addition to in payment of cash interest and PIK interest. The valuation methodology for this return is clearly defined when the deal is closed. This additional return mechanism is useful for aligning the interest of the business owner and the lender as to the future value of the company.

PIK interest: The short form for Payable-In-Kind interest, PIK is a periodic form of payment in which the interest payment is not paid in cash but rather by increasing the principal amount of the loan in the amount of the interest. The PIK interest amount is usually 2% and is in addition to the cash interest payment.

Attract Capital is a financial advisory firm dedicated to the growth of mid-sized companies throughout the United States and Europe. Built upon a foundation of corporate finance expertise, practical experience and legendary customer service, Attract Capital's consulting services and solutions are aimed at increasing the efficiency of capital raising for mid-sized companies. The firm offers Mezzanine Debt Solutions, Acquisition Financing, Business Consulting Services, Growth Capital Funding and Acquisition Search Services to name a few. For more information, visit www.attractcapital.com

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How a Disability Attorney Can Help You With Your Case

By: Unknown on 03:15

 How a Disability Attorney Can Help You With Your Case

Navigating the bureaucratic process of Social Security benefits can be frustrating and confusing. Instead of handling the process by yourself, a disability attorney can guide you through it with positive results. Lawyers with this expertise understand the government process and how to move through it effectively.

Time is of the Essence

Disability claims have a finite period during which you can apply for benefits. If you miss this time period, you may not have a successful claim. Your lawyer will have expert knowledge of the time necessary for processing a petition and the best date to apply to ensure timely completion before the deadline. Without a lawyer working on your behalf, you might file too late.

Handling Details

Applications for benefits are complicated and detailed. Completing the application on your own without professional assistance could result in rejection. The Social Security Administration routinely rejects applications if they are not completed properly or if the claimant did not file them correctly. With a disability attorney working for you to handle your application, you can rest assured that the application will be filled out correctly and it will be submitted according to proper procedure.

Understanding of the System

A disability attorney will have an expert understanding of all types of claims and cases. This expertise will enable the lawyer to provide guidance and recommendations for the best way to handle the claim. The lawyer has first-hand knowledge of what the Social Security Administration wants in application claims. Consequently, the advice you receive will help you avoid common pitfalls that could lead to the rejection of your application.

Including Medical Evidence

A complete case will include strong medical evidence to back up the disability claim. The attorney will assist you by collecting this evidence, including details about the impairment, your work history, your age, and the events that led up to your current condition. It's possible to submit your medical evidence and application online, over the phone, or in person with your lawyer present.

Rejection and Request for Reconsideration

Up to 70 percent of all initial applications are rejected by the Disability Determination Services Office of the Social Security Administration. If this occurs, your lawyer will be ready to help you file your request for reconsideration. To be accepted, your request for reconsideration must reach the Disability Determination Services office within 60 days of the first rejection. If your reconsideration request is denied, you can then file an appeal.

The Appeal Process

The appeal process involves a hearing in front of a judge, a council review, and a Federal court review. The hearing involves a review of your case with witness interviews, if desired. The judge will make a decision about your petition. If you wish to appeal the judge's decision, you can request another review by a council. The council will provide a ruling on your case. If you wish to appeal the council ruling, you can request a review in Federal court.

Throughout this appeal process, a disability attorney can assist you to ensure that the evidence you present is factual and supports your claim of illness or injury. Having a representative in your corner may make the entire process easier.

When considering a disability attorney, Harrisburg, PA residents visit Serratelli Schiffman & Brown PC. Learn more about this service at http://ssbc-law.com/team-members/michael-f-brown/.

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Mesothelioma Law Firms - Fighting for Your Compensation

By: Unknown on 01:01

Mesothelioma Law Firms - Fighting for Your Compensation

If you have received the life altering news that you have been diagnosed with mesothelioma cancer, then the last thing you are probably thinking about is a court case. However it would probably turn out to be in your best interest and in the very best interest of your family members that you begin to take a look at the possibility of choosing a mesothelioma cancer lawyer as fast as possible since the necessary costs for treatments can be tremendous.

In the event that you do not currently know this, malignant mesothelioma cancer is an incurable affliction which could have been triggered if you inhaled asbestos fiber materials, probably ages back while you had been employed at your profession. It is also rather costly to treat. If you have not currently stopped working, you will need to prepare to stop since the onset of mesothelioma cancer will soon make working a job impossibility due to its ongoing debilitating effects.

The primary reasoning as to why you should hire a mesothelioma cancer law firm is that there is a time limit on the legal activities that are available to you once a diagnosis has been given in order to file a claim. If that moment expires you and your family are not able to collect any sort of compensation from the organization which caused you to obtain the disease by not providing proper respiratory protection.

Because of the way the system performs, you will need to retain a legal professional to represent you. This is the only realistic method for you to hold the company that caused you to become afflicted with cancer to be held accountable.

These cases usually involve large sums of monetary compensation. Mesothelioma cancer may sometimes manifest itself several decades after subjection to asbestos fiber. Therefore it can present a wholly unique obstacle for the legal practitioner that represents the mesothelioma affected individuals. A majority of the companies accused of not providing safety measures against asbestos exposure have either long gone out of business, transformed their names in order to mask their past, and a lot of the accused companies have also changed their locations as well. The main job of a knowledgeable mesothelioma law firm is always to track down the individuals that have brought about your illness.

Massive research and preparation are part of any court case and hold especially true in mesothelioma lawsuits. Your legal professional will also have to create a cause and effect scenario showing the company accused has brought about your cancer due to their negligence. This will usually call for expert medical accounts, witness testimony and documents proving your case will also need to be produced.

Mesothelioma law firms will be able to address all these issues and any more that will arise during a court battle and will not stop until you are awarded the compensation you deserve.

The author is currently attending school full time pursuing her law degree and more information on the subject matter can be found here

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A Criminal Justice Degree Online - Would You Dare To Take The Step?

By: Unknown on 01:12

A Criminal Justice Degree Online - Would You Dare To Take The Step?

Have you ever considered taking a criminal justice degree online? Let's do

A Little Thought Experiment

It's Monday night, and it has been a hard day at work. You left the cube farm and fought the freeway monsters to get home as fast as possible and you're beat. You grab a bag of potato chips and a Coke, and sit down to watch CSI. You love this series, especially the Miami show. Some version of CSI is always on some channel every night during the week, and you rarely miss it. Sometimes you dream about being a CSI Investigator yourself, but it's simply not possible.

Unlike most of us, it's not the blood-and-guts that make CSI fascinating to you. It's the forensic science the criminal investigators are applying. You'd sure rather be solving forensic puzzles than balancing profit-loss statements at your old office or wherever you work, but it's not possible, it's only a dream. You would you ever think that you could become a forensic detective?

Why the heck not? Why couldn't you be a CSI investigator? Yes, you probably would need to get a certain degree, probably in criminal justice or something like that. However, It's not impossible. You can get a criminal justice degree on the internet these days. If you think about it, getting a criminal justice degree from the net would remove most of the barriers to accomplishing that dream of yours.

When A Dream Comes True

But you as the rest of us have bills to pay, you say, and you can't just quit your job and go to school. That's all right. Nobody will stop you from continuing to scoop poop in the cube farm while you get your criminal justice degree online. You just take the classes when you're available. You might have to miss an occasional CSI episode or two to fit it in, but you'd be studying the real thing.

But there are years since you have been to school, and you're scared you won't succeed and your cube buddies would laugh at you. Please let me encourage you a bit here. Online education is made for adults. Many students will claim that it's more learner friendly that ordinary classroom education. New teaching technology combined with the internet makes it accessible and interesting and nobody has to know what you're doing until you are ready to tell them. You learn in the comfort of your own home. As far as I can see, it's the perfect solution.

It is possible indeed. You can make your dream come true. You could get your criminal justice degree online and become a CSI Detective. Or you can keep watching TV and making excuses, and four years from now you'll still be working in the cube farm. It's entirely up to you. You can do it if you really want to. Therefore, I think you should go for it. Yes, go for it!

Nic Haffner likes to publish accredited online degree articles. You can go to the website Online-Accredited-Degrees.net for more.

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Get A Criminal Justice Degree Online

By: Unknown on 22:47

Get A Criminal Justice Degree Online

Public service is the top reason why most people want to pursue a criminal justice degree. Online universities and schools already offer criminal justice courses to students who have at least a high school diploma or GED.

A criminal justice degree online program evolves around the social science which attempts to identify as well as explain criminal behavior patterns. It also analyzes the ability of a society to control both crime and delinquency. It is generally the study of criminals, crime and the criminal justice system.

It teaches students the interdisciplinary approach with a combination of sociology, legal studies, psychology, political science, public administration and forensics science as well as philosophy and urban studies. It focuses on the causes, definitions and on the prevention of crime.

Even though a student can enter this program if he has a high school diploma - the catch is that succeeding in this career requires a specific type of person. You need to be physically and mentally prepared; capable of making sound decisions, especially under pressure; honest with a clean background; compassionate; and most of all, you need to have self restraint as well as self discipline.

A professional working in this field would benefit from having a background in law or law enforcement but these requirements are not absolutely necessary. It is good however for students to find opportunities to participate in internships while studying. This won't only help them impress potential employers; it will also help them decide if this is a career they really want.

It will also help for students to enhance their computer and foreign language skills.

Many professionals are now seeking this degree for career advancements. Aside from offering flexible schedules to working adults, online classes also provide accessibility to people who are living in remote areas.

A graduate of a criminal justice degree online program may eligible for various positions in both the private and public sectors. Salary will depend on geographic differences, background and experience of a candidate and of course - an employer.

Graduates of criminal justice degree programs can perform various services for the public such as patrolling the streets, identifying suspects, investigating crimes and overseeing the people who have been convicted of crimes. These jobs may sound exciting but many of them can also be stressful and dangerous.

These days, the study of law enforcement and criminal behavior has become more sophisticated. Most of the professionals working in court systems, police forces, correctional facilities and other related agencies have a broad social science background. With the increasing complexity of most regional and state laws, criminal justice professionals are expected to be properly educated before they can perform their duties.

Criminal justice degree online programs have become popular in the recent years due to the increasing concern in crime and crime prevention throughout the nation. With more threats of terrorist attacks and with the high demand for stricter sentencing of convicted felons, there is also an increase on the work load as well as the potential job opportunities for criminal justice degree graduates.

You don't need a special license to become a criminal justice professional but if you are eying for a job as a federal agent or police officer, the completion of special training and coursework is necessary. Since these trends are expected to last for several years, the need for people that can fill up these positions is also expected to increase.

Next, find out which distance learning universities offer the top criminal justice degree online programs. Visit: http://www.DistanceLearningDegrees.org

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A Criminal Justice Degree Online Creates a World of Opportunity

By: Unknown on 22:46

A Criminal Justice Degree Online Creates a World of Opportunity

The world of criminal justice will always have career opportunities for college graduates and adults who are interested in this field. Actually, with the advent of Homeland Security and the increase in border patrols and other security measures, the field of criminal justice is growing by leaps and bounds. Enrolling in a criminal justice degree online program may open up a world of opportunity for anyone with a keen interest in the field.

Those who choose to pursue a degree in criminal justice will have a wide array of career options available to them. This could be in forensics, homeland security, criminology, community corrections including probation or parole officers. Other possibilities include working in the court systems or correctional facilities, for private security agencies or in the juvenile justice system. More opportunities exist with the FBI, US Marshals, county sheriff departments and city police departments. Opportunities exist to work with children or adults, in the private sector or with the government, in crime prevention or managing criminals.

Clearly the opportunities to work in the field of criminal justice are wide ranging. Many require a college education of some level. Criminal justice degree online programs range from the associate level up to the level of Ph D. Each of the programs require a prerequisite level of education and/or experience in order to qualify. In order to pursue a masters level degree, the candidate for enrollment generally would be required to already have earned a bachelors degree, and so forth. For someone just starting their post high school education, bachelor and associate degree programs abound.

An online degree is ideal for many who have time or other constraints due to career and family responsibilities. Typically, these programs offer very flexible scheduling and the opportunity to work at your own pace. Some have a residency requirement for a portion of the coursework, but many do not. Generally, credits earned from prior university or community college education will be applicable toward the credits needed for someone to earn their degree online. Many students prefer to receive all course materials online, but many also prefer the more traditional textbook method, so you will want to make sure that the programs you are considering offer the option that best suits your study preferences.

The number of educational institutions offering criminal justice degrees online is growing as fast as the field itself. The University of Phoenix has a well established online department and is one of the best advertised programs. Capella University is another online school that offers a criminal justice program. Many other schools better known for their physical campuses are also offering online criminal justice programs, such as Boston University and Walden University. The list is impressive.

A brief search on the internet will allow a person with interest to compare the costs, features, and coursework requirements of a number of schools. For the most part, location will not be an issue, which can greatly increase the options. If you are interested in the field and the array of opportunity it offers, there is really no longer any reason not to pursue a criminal justice degree online.

OnlineDegreePlan.com is the place to get the inside scoop on earning an online degree and growing your career. You can learn more about a criminal justice degree online and other degrees you're interested in. Go for it! Go to: http://www.OnlineDegreePlan.com

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Get A Criminal Justice Degree Online For An Exciting Career

By: Unknown on 22:45

Get A Criminal Justice Degree Online For An Exciting Career

Earning a Criminal Justice Degree Online opens a door to a vast array of career choices in what is considered the Criminal Justice field. At its most basic, Criminal Justice is the study of crime prevention and punishment of offenders and utilizes the resources of law enforcement, judiciary, corrections and probation.

Employment as a law enforcement or legal professional usually requires at least a Bachelors Degree in CJ, Psychology or Social Work, or other related field. There are Associates Degrees that may offer an opportunity for employment in some aspect of the Criminal Justice field as well. Working towards a Criminal Justice Degree Online will involve similar course work as a traditional degree program. Some of the areas of specialization are below:

Law Enforcement
Probation
Corrections
Forensics
Homeland Security
Immigration
Private Security
The most popular fields within CJ field are easily law enforcement and corrections from the local level all the way to the federal level. Computer Forensic Science is becoming more and more popular and even the legal field is considered part of the CJ system. In fact, an Online Paralegal Degree offers a great way to get a foot in the door to a career in Criminal Justice. That being said, a Criminal Justice Degree online might offer a minor emphasis in paralegal studies or even social work or forensics.

Colleges that offer a Criminal Justice Degree Online range from an Associates Degree program to a Masters Degree program. An Associates Degree might be satisfactory for some careers in CJ but most schools recommend a Bachelors level education. Some of the aspects of Criminal Justice that are taught in an online Criminal Justice program are theory and history, sociological factors and the impact on communities and individuals

The great thing about Online College Degrees in general is the tremendous flexibility afforded to students in regards to homework, class attendance and testing. There are two basic types of online classes, Synchronous and Asynchronous. Synchronous classes mirror actual on-campus classes in respect to class attendance and testing. Asynchronous classes are becoming much more common and do not typically follow a daily schedule of attendance or a specific time to take and complete an examination. Students are usually afforded a period of time to complete any coursework or homework as well as examinations or presentations.

Online degree programs allow students the opportunity to get a college education while at the same time, fulfilling work and family obligations that might otherwise make it impossible to attend college. Often these students are already employed in their field of interest and giving up a job to go to school would certainly be counter productive to long-term career goals.

Earning a Criminal Justice Degree Online gives a graduate numerous avenues of possible specialty emphasis and employment opportunities.

What if you just can't seem to get ahead in life?

I know how hard it can be when your stuck between a rock and a hard place. You want to go back to school so you can get a better job, a better life. But how do go to school when you have a job that you need to pay the bills? There is a way!

Now you can go back to school without totally uprooting your family and lifestyle. Keep working, keep paying the bills, and earn the degree you need online! Whether you're looking for a Bachelor's Degree, Master's Degree or a Doctoral Degree, there are many choices and one of them is perfect for you. Find the Online College Degrees you're looking for.

If you want to further your education with a Online Paralegal Degree for either advancement or a new career, I can give you more insight in my free report: Online Paralegal Degree.

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Finding Criminal Justice Degrees Online

By: Unknown on 22:44

Finding Criminal Justice Degrees Online

There are many different ways to go about getting a degree nowadays. Usually people had to go to local colleges to get degrees. However, thanks to the internet, people are able to get online degrees in less time than it might take at a local college. One such degree that people are now looking for online is the criminal justice degrees. These are very popular degrees, that now can be found online at many different schools. Of course, before you go rushing off and joining the first school that offers you criminal justice degrees online, there are a few things that you should know. These are things that we are going to talk about today, that could just aid you in finding the best overall school for you.

You have to remember, when looking for criminal justice degrees online, that you always run the chance of running into an untrustworthy site. These are sites that offer online degrees, but not accredited online degrees. To put it simply, getting an online degree from a non-accredited school is just about as good as printing up your own degree and saying that you have a degree in criminal justice. It is something that just does not work! Thus, when looking online for criminal justice degrees, you have to get them from schools that are accredited. It is not hard to find out if a school is accredited, and normally, they will have it listed some where on their site.

The next thing that you have to do, is find an online school that offers degrees in criminal justice. Just like local colleges, not all online colleges are going to offer the same courses. However, criminal justice is a pretty popular field to get into, so you should not have a hard time finding an online college that does offer these course. However, when you do find a school that is offering these online course, you have to make sure it's a good school to attended via internet. Just because a school is accredited, does not mean that it's a good school. The best thing that you can do is to actually look around for reviews on that school. See if you can find any forums that talk about that site or any online review sites (for online colleges), and see what people have said about it. After all, there is no point in attending an online college that is not going to help you achieve your goal.

Pretty much, what it all comes down to, when looking for criminal justice degrees online, or any kind of degree online, you just have to check into it before you jump the gun. Be sure to also check and see what kind of courses that you are going to have to take to get the online degree. A lot of different colleges require that you do different things. You may be able to find an online college that has you taking all the courses that you like. This would make getting your criminal justice degree a lot easier and a lot more fun!

Kelly Hunter owns and operates [http://www.criminal-justice-degrees-online.net] and writes about Criminal Justice Degrees Online [http://www.criminal-justice-degrees-online.net]

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